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Phoenix Star Insurance Agency is not affiliated with the U.S. government or the federal Medicare program. This website is intended to provide general information about insurance products, including annuities. It is not intended to offer specific legal or tax advice and should not be used to avoid tax penalties, promote, market, or recommend any tax plan or arrangement. Please note that Phoenix Star Insurance Agency, its affiliated companies, representatives, and employees do not provide legal or tax advice. We encourage clients to consult with their tax advisor or attorney for personalized guidance.