Medicare Supplement (Medigap)

Medicare Supplement and Original Medicare

What is Medigap?

Medicare Supplement plans, also known as Medigap, help cover the “gaps” in Original Medicare, such as copayments, coinsurance, and deductibles. These plans work alongside Medicare Part A and Part B to reduce out-of-pocket expenses.

Medigap & Benefits

What are the benefits of Medigap Plans?

Lower Out-of-Pocket Costs: Covers expenses that Original Medicare does not.
Freedom to Choose Providers: No network restrictions; see any doctor or specialist that accepts Medicare.
Predictable Healthcare Costs: Helps with budgeting medical expenses.
Guaranteed Renewability: Plans can’t be canceled as long as premiums are paid.

Eligibility for Medicare Supplement

Who is eligible for Medigap?

As long as the individual is enrolled in Medicare Part A and Part B, the best time to enroll is during Medigap open enrollment period (6 months starting the motnh you turn 65 and are enrolled in Part B.

For detailed information a call 1-800-MEDICARE (TTY users call 1-877-486-2048) or visit www.medicare.gov.